What to Do Before Filing a Storm Damage Insurance Claim

Calling your insurance company seems like the most practical thing to do after discovering that your home has sustained damage from a severe storm. This is only true to some extent. Before contacting your insurance agent, it is still ideal to find an experienced storm restoration contractor to do a full property – from your roof to siding and deck – damage inspection first. 

What Is the Role of a Storm Damage Contractor?

A professional and certified storm damage repair contractor is responsible for performing property damage assessment after a storm. The inspector will provide you with a detailed report on the overall condition and extent of damage done to your home. The contractor will also inform you of the estimated cost needed to fully restore your home to its original state, including all necessary repairs and replacements.

On What Should the Contractor Focus?

Make sure that your storm damage contractor thoroughly inspects your roof, siding, exterior paint, windows, doors, gutters, vents, deck, driveways and any downed electrical wires. Contractors should look for evidence of water-related issues like basement flooding and overflowing gutters. The contractor should also make note of any fallen tree branches on your roof and dents, or damage from wind-driven debris and hail.

Before Filing an Insurance Claim

It is better to hire a contractor that offers both storm damage inspection and restoration services. This is to ensure that the pros have adequate experience in repairing storm damage on property exteriors and have comprehensive understanding of the insurance claim process. After you file the insurance claim, the contractor will then proceed to restore your home with high-quality materials and superior workmanship.

Planning to give your exterior home a needed boost? Turn to Renovation Team for a smooth and stress-free experience! We offer professional home improvement services – from storm damage roof and siding repair to bathroom remodeling. To start a conversation with one of our specialists, call us at (636) 939-1061, or fill out our online contact form. We serve clients in Creve Coeur, St. Charles, St. Louis and nearby communities.